INVESTOR, LOANER-LENDER TERMS & CONDITIONS

These terms and conditions govern your use of the NeoFin Foundation’s online Investing and Loan-Lending system. By investing in or loan-lending your money/capital to the NeoFin Foundation through the online lending system, you express your understanding and agreement that you are bound by these Terms & Conditions.

The “INVESTOR or LENDER” is the individual, the firm, the company/corporation, or the organisation that chooses to invest in or lend money to the NeoFin Foundation (the “BORROWER”, hereafter called NeoFin) with its office at De Waard 85, NL-1851 RC Heiloo, The Netherlands, with the Chamber of Commerce registration number 51758903.

You agree and accept that:

Eligibility

You affirm that you are either 18 or older, or possess legal parental or guardian consent, and are fully able and competent to enter into and be legally bound by these Terms.

Terms of your investment or lending

It is understood that the money you invest in or loan-lend to NeoFin is on the basis that no interest will be paid to the “INVESTOR or LOANER-LENDER” by NeoFin.

NeoFin is permitted to use the investment or loan-lending for any project of its choice. Your investment or lending-loan will be dedicated to funding one or more of NeoFin’s projects; it could be that further investments and loans are required in order to reach the necessary amount to finance the project. Should this be the case, your investment or loan-lending will then be temporarily pooled; when the required amount has been accrued, your contribution will be used immediately to finance the chosen project.

You grant NeoFin the right to hold your investment/s or loan-lending/s until NeoFin’s contractually bound project/s with its partner is/are completed and fully refunded; your investment/s or loan-lending/s can only be refunded upon the completion of the project/s – average project duration is between 2 to 4 years. When the project funded with your contribution is completed, and fully refunded to NeoFin, you will be informed and have the options:
In the unlikely event the project NeoFin has financed (with your contribution) goes bankrupt or into liquidity (beyond NeoFin’s control), or the project is the victim of force majeure (i.e. fire, earthquake, revolution, flood, epidemics, cyclones, landslides, explosions, war, terrorist attacks etc.); in such cases, NeoFin will not be able to refund your investment/s or loan-lending/s, and it cannot be held liable in any way.

When NeoFin has included your investment or loan-lending into a project, you will receive a regular bulletin informing you about the progress of the project you are supporting.

Your Account

In the event that you choose to Register and invest in or loan-lend to NeoFin, you agree to keep your Access Credentials strictly confidential and not share them with anyone. You are responsible for any misuse of the site or any content by anyone using your access credentials. Accordingly, you should take affirmative precautions to ensure that no one uses your access credentials or gains unauthorised access to your access credentials. It is your responsibility to notify NeoFin if your access credentials need to be changed or cancelled because your access credentials have been or may be compromised, or you detect any unauthorised use of your access credentials. NeoFin may terminate your access too, and your use of the site immediately and take any other appropriate legal action if you, or anyone using your access credentials, violates these terms.
You agree to provide true, accurate, current, and complete information about yourself (all of which will be subject to NeoFin's Privacy Policy). If you provide any information that is untrue, inaccurate, not current, or incomplete (or NeoFin has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete), NeoFin has the right to revoke your access credentials and suspend or terminate your access to and use of the site.

Electronic Mail

NeoFin reserves the right to send electronic mail messages about its services, projects and products to private individuals or organisations that have registered. You agree to accept such messages. At any chosen moment you can choose to unsubscribe, resulting in you not receiving any further bulletins.

Data Protection

NeoFin strives to comply with the terms of the Data Protection Act. Please note that we do not store people's account or credit card details. If you are paying online, payments can be processed via PayPal, Ideal, a Credit Card company or Mobile Phone company. These companies do provide the option to remember your details if you should wish to use them to for future contributions.

Your rights under the Data Protection Act:
If you still have concerns about the processing of the information or your rights as an individual, please contact:
DPA-Dutch Data Protection Authority
Juliana van Stolberglaan 4 - 10
NL-2595 CL Den Haag
The Netherlands
Telephone +31(0)70 8888500
www.dutchdpa.nl

Indemnity

You agree to indemnify, defend and hold harmless NeoFin, its board members, directors, employees, and consultants from and against any and all claims, liability, damages and/or costs (including, but not limited to reasonable lawyer’s fees) arising from your use of this web site, the violation of these terms and usage agreement by you, or the infringement by you through the use of your computer, or your infringement of any intellectual property or other right of any person or entity.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of The Netherlands, without giving effect to its conflict of laws provisions. You agree that any legal action or proceeding between you and NeoFin related to these Terms, shall be brought exclusively in the court in Alkmaar.